\renewcommand*\STM@JK@holdername{Account holder}%
\renewcommand*\STM@JK@bicname{BIC}%
\renewcommand*\STM@JK@ibanname{IBAN}%
\renewcommand*\STM@JK@firstcolumnheading{\bfseries Date}%
\renewcommand*\STM@JK@secondcolumnheading{\bfseries Reference}%
\renewcommand*\STM@JK@thirdcolumnheading{\bfseries Amount (GBP)}%
\renewcommand*\STM@JK@openingbalancenamename{Opening balance}%
\renewcommand*\STM@JK@closingbalancenamename{Closing balance}%